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Used Car Loan | LightStream

Dealer purchase

No appraisal, or restrictions on age or mileage .At LightStream, we’re all about getting rid of hassles & red tape. We make it easy for you phệ get a great giảm giá on the car you want. We Gọi it Lending Uncomplicated. ®
Be a cash buyer và get any used car you want from any dealer .We deposit funds directly into your trương mục. This saves you phút giây at the dealer, & gives you the power mập negotiate your best giảm giá — from any dealer .
We can fund your loan as soon as the day you apply .You’re in control of the loan process with LightStream. You choose your funding date, & you can even have funds deposited into your tài khoản as soon as the same day you apply .
Experience the refreshingly simple LightStream loan .Check your rate, then apply from your điện thoại thông minh, máy tính bảng or computer, & get a low rate on our virtually paperless loan, from $ 5,000 mập $ 100,000 .

Low rates. Great service. That’s Lending Uncomplicated.®

  • Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
  • Rates quoted with AutoPay option. Invoicing option is 0.50% points higher.
  • Loan proceeds may not be used to refinance any existing loan with LightStream.
  • Florida loans subject to 

    Florida Doc Stamp Info

    Under Florida law we are required béo collect và transmit lớn the State of Florida, on your behalf, a documentary stamp tax. The amount of this tax, which is slightly more than. 0035 times your loan amount ( or just end USD 35 for a $ 10,000 loan ), will be added mập your loan amount if your loan request is approved và funded. Stamp tax is NOT included when determining loan interest rate .
    . The tax amount is not included in the quoted APR.

It’s easy tofind your rate

Our customers love us. Find out why.

Learn more about how LightStream loans can be used Khủng finance :

Your loan terms, including APR, may differ based on loan purpose, amount, term length, & your credit profile. Lowest rates require excellent credit. At least 11 % of approved applicants applying for the lowest rate qualified for the lowest rate available based on dữ liệu from 10/01/2022 béo 12/31/2022. Rate is quoted with AutoPay discount. AutoPay discount is only available prior lớn loan funding. Rates without AutoPay are 0.50 % points higher. Subject phệ credit approval. Conditions & limitations apply. Advertised rates & terms are subject phệ change without notice .

Maximum APR for a LightStream loan is. Loan terms range from 24 – 144 months depending on the loan type .
You can fund your loan today if today is a banking business day, your application is approved, và you complete the following steps by 2 : 30 p. m. Eastern time : ( một ) nhận xét và electronically sign your loan agreement ; ( 2 ) provide us with your funding preferences và relevant banking information ; & ( tam ) complete the final verification process .

Business Hours (Eastern time)

Customer Service
Monday – Friday : 9 : 30 a. m. lớn 7 p. m. và Saturday : Noon Khủng bốn p. m .
Saturday : Noon Khủng bốn p. m .
Application Processing
Monday – Friday : 10 a. m. mập 6 p. m .

Saturday & Sunday: 1 p.m. to 6 p.m.

Mailing Address
PO Box 117320
Atlanta, GA 30368-7320

Banking and lending products and services are
provided by LightStream,a division of Truist Bank,
Member FDIC and Equal Housing Lender E H L.

© 2023 Truist Financial Corporation. Truist, LightStream,
and the LightStream logo are service marks of
Truist Financial Corporation.



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